The Finance Buff

  • About
  • The Best Of
  • My Book
  • Find Advisor
  • Contact
  • Everything

Recharacterize IRA Contribution At Vanguard

January 9, 2018 23 Comments

Financial markets were closed on New Year's Day but I was eager to put in my IRA contribution for the new year. Because my income is likely over the limit for a direct contribution to a Roth IRA, I have to first contribute to a traditional IRA and [...]

Vanguard Proxy Voting 2017

August 22, 2017 30 Comments

I received an email from Vanguard asking me to vote on some proxy proposals. As a responsible shareholder I read the proxy statement and I cast my votes. I'm recording my votes here for future reference. I'm not trying to influence your votes. I [...]

Vanguard Podcasts

October 18, 2016 3 Comments

I listen to podcasts on the way to and from work. I just found out Vanguard offers two good podcasts. Vanguard Perspectives® This one is in video but you can turn off the screen and just listen to the audio part. It covers some macroeconomic topics [...]

Transfer IRA From Mutual Fund To Credit Union For CDs

August 9, 2016 28 Comments

Ever since I bought the 3-year 3% add-on CD from Northwest Federal Credit Union in October 2015, I was hoping a similar deal would pop up. But no, there hasn't been any. After the Fed raised the rate once from 0% to 0.25% in December 2015, they [...]

Benefits For Large Accounts At Vanguard And Fidelity

September 1, 2015 8 Comments

Airlines and hotels assign elite status to their customers based on how much business the customers do with them. They give you Platinum, Gold, Diamond, Executive, and other nice sounding names. You get small incentives to make you feel special, such [...]

What Does Vanguard Mean By "Employee Conversion"?

July 14, 2015 5 Comments

When I was getting my records organized, I saw this on the Vanguard trade confirmation for converting from my traditional IRA to my Roth IRA. I am an employee somewhere, but my employer doesn't have its plan at Vanguard. Regardless, what [...]

Vanguard Personal Advisor Services: Talk to A Human Advisor

May 7, 2015 13 Comments

Vanguard officially launched its long-awaited advice service for the masses. They are calling it Vanguard Personal Advisor Services. When you go to Vanguard's homepage for personal investors, you are greeted with this front and center: It highlights [...]

Schwab Intelligent Portfolios: Primary and Alternate ETFs

March 24, 2015 8 Comments

I went through the questionnaire for Schwab's new robo-advisor product Schwab Intelligent Portfolios. There were 12 questions. The interface looked very good. Asset Classes Breakdown I answered the questions truthfully as myself. I was given this [...]

Schwab Intelligent Portfolios: The True Cost of A Cash Drag

March 17, 2015 18 Comments

Duke University behavior economics professor Dan Ariely described in his book Predictably Irrational that people give special treatment to zero more than the number itself deserves. If good-tasting chocolate costs $1.25 and bland-tasting chocolate [...]

Next Page »

Search

Connect

  • Email
  • Facebook
  • Instagram
  • RSS
  • Twitter

FREE E-Mail Newsletter

No spam. Unsubscribe any time.

Recent Posts

  • Self-Employed Health Insurance: COBRA, ACA, Health Sharing Ministry
  • From Two Jobs to One, a Second Childhood Begins
  • Maintaining and Executing An Estate Plan
  • Switching Brokerage Account Into A Trust: Fidelity, Vanguard, Merrill Edge
  • 2017 2018 2019 HSA Contribution Limits

Privacy Policy

We respect your privacy. See our privacy policy for details.

FTC Disclosure

Please note that The Finance Buff has financial relationships with some of the merchants mentioned here. The Finance Buff may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Copyright © 2018 Advice-Only Financial, LLC. All rights reserved.