If your child is close to college age, consider Colorado’s CollegeInvest Stable Value Plus 529 Plan for the attractive yield and the principal guarantee.
CD vs Bond Fund, Five Years Later
A CD special five years ago beat investing in a bond fund as expected.
What To Do With A Maturing CD
You have several good options for your maturing CD. All have their own merits. You can’t go too wrong.
MassMutual Whole Life Legacy 10 Pay With LISR Review
A case study of a whole life policy as a tax-free investment vehicle with no stock market risk.
Transfer IRA From Mutual Fund To Credit Union For CDs
It’s not hard to transfer part of your IRA from a mutual fund company to a credit union to buy CDs.
Bonds Had Good Returns: Wrong In CDs?
Bonds had surprisingly good returns in the first half of 2014. However, you are still better off in CDs.
2013: Great For Investments, Bad For Investing
2013 was a great year for investments. S&P 500 grew more than 30%. See why it was bad for investing.
Are Vanguard Long Term Muni Funds Really Long Term Or Just Long Term In Name Only?
Vanguard long-term muni bond fund offers a much higher yield with a duration not that much longer than that on the intermediate-term fund. What gives? Is it a free lunch?
Bond Fund vs CD In the Next Five Years
Under what circumstance will a bond fund do better than a 5-year CD in the next five years?
Higher Yield On Brokered CD vs Early Withdrawal Option
Bond interest rates came up by about 1% after the Fed started talking about tapering Quantitative Easing. We are starting to see some higher rates in brokered CDs. This makes sense because brokered CDs compete directly with bonds. Brokered CDs don’t have the early withdrawal option. If you want out, you have to sell them […]
When Will CD Rates Go Up?
I wrote several articles about CDs as a good alternative to bond funds a few months back. Diversify Bond Funds with CDs (Feb. 4, 2013) CD vs Bond Fund: A Case Study (Apr. 22, 2013) Why Investors Don’t Realize CDs Are a Better Deal Than Bonds (Apr. 29, 2013) Why Financial Advisors Favor Bond Funds […]
Buy Bond ETFs At Large Discounts To Net Asset Value (NAV)
For reasons I don’t completely understand, bond ETFs, especially ones investing in illiquid bonds such as munis, trade at a premium to the net asset value (NAV) most of the time. That means you will pay more to buy the ETF than the value of the illiquid bonds held by the ETF. Look at these […]