Bonds had surprisingly good returns in the first half of 2014. However, you are still better off in CDs.
2014 I Bonds vs PenFed CD
Pentagon Federal Credit Union offered a great deal on 5-year CDs. How do I Bonds compare with the PenFed CDs?
Bond Fund vs CD In the Next Five Years
Under what circumstance will a bond fund do better than a 5-year CD in the next five years?
Buying a 5-Year CD at PenFed
5-year CDs at Pentagon Federal Credit Union offers a beter risk-reward tradeoff than bond funds.
Higher Yield On Brokered CD vs Early Withdrawal Option
Bond interest rates came up by about 1% after the Fed started talking about tapering Quantitative Easing. We are starting to see some higher rates in brokered CDs. This makes sense because brokered CDs compete directly with bonds. Brokered CDs don’t have the early withdrawal option. If you want out, you have to sell them […]
When Will CD Rates Go Up?
I wrote several articles about CDs as a good alternative to bond funds a few months back. Diversify Bond Funds with CDs (Feb. 4, 2013) CD vs Bond Fund: A Case Study (Apr. 22, 2013) Why Investors Don’t Realize CDs Are a Better Deal Than Bonds (Apr. 29, 2013) Why Financial Advisors Favor Bond Funds […]
Stable Value Fund vs Bond Fund vs CDs
CDs are better than bond funds these days even though financial advisors rarely recommend CDs. Many 401k or 403b plans include a stable value fund. How do those compare to CDs and regular bond funds? CDs are appealing for several reasons: higher yield, principal stability, and FDIC-insurance. Stable value funds share some of the same […]
Why Financial Advisors Favor Bond Funds Over CDs
CDs are a better deal than bond funds nowadays but investors often don’t realize it. You would think financial advisors would be all over it when they are living and breathing in the investment world day in and day out. However, besides Allan Roth and Larry Swedroe, I haven’t seen many financial advisors recommend CDs […]
Why Investors Don’t Realize CDs Are a Better Deal Than Bonds
The best CDs are a better deal than bond funds but investors don’t realize it. They overvalue simplicity, overpay for liquidity. and they underestimate how easy it is to buy CDs even in IRAs.
CD vs Bond Fund: A Case Study
Although interest rates dropped during the study period, favoring bond funds, buying a CD still came out ahead.
Diversify Bond Funds with CDs
Bond funds and CDs are not mutually exclusive. Considering investing in both bond funds and CDs.
Real Interest Rate In Babylon
I heard about the book The Richest Man In Babylon by George S. Clason but I haven’t read it until now. It’s a fun little book. Two middle class guys in Babylonian times were wondering how come they didn’t have money although they worked hard in their trades. They went to ask the richest man […]