After getting my email to subscribers about the 3% 7-year CD last week, a reader asked me how to decide whether it's worth breaking an existing 2% CD with 2 more years to go in order to get into a new ...
Transfer IRA From Mutual Fund To Credit Union For CDs
Ever since I bought the 3-year 3% add-on CD from Northwest Federal Credit Union in October 2015, I was hoping a similar deal would pop up. But no, there hasn't been any. After the Fed raised the ...
Make Shared Branching Service Unnecessary
Credit unions typically have a limited number of branches in a local area. If you are away from your credit union's service area, some credit unions participate in a service that gives you access to ...
Bonds Had Good Returns: Wrong In CDs?
Both stocks and bonds did well in the first half of 2014, especially bonds. Vanguard Total Bond Market Index Fund returned 3.9% in six months ended on June 30 whereas Vanguard Total Stock Market Index ...
2014 I Bonds vs PenFed CD
A new year brings a new quota for I Bonds. In the past few years buying the full quota was part of my ritual in January. That's $10,000 for me, $10,000 for my wife, and another $5,000 from tax refunds ...
Bond Fund vs CD In the Next Five Years
Last week's article was more about how to buy a 5-year CD at PenFed that pays 3% APY. This article explains why someone would want to do that instead of keeping money in a bond fund. Specifically, ...