Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness.
Use Google Calendar to Manage Bills, Taxes, and Investing Tasks
A computer-based calendar makes it easy to create recurring events for bills, taxes, and investing tasks. Put them on your calendar so you won’t forget.
How to Buy CDs in a Fidelity or Vanguard Brokerage Account
A step-by-step tutorial for how to buy a CD in a Fidelity or Vanguard brokerage account without having to open a new account with a bank or a credit union.
Buying CD in a Brokerage Account vs Bank CD or Treasury
Brokered CDs are convenient to buy but they have some disadvantages over bank CDs and Treasuries. Consider these factors to see if they are worth it.
How To Buy Treasury Bills & Notes Without Fee at Online Brokers
Treasuries pay a higher yield and are easier to buy than CDs right now. Here’s how to buy them without fee at Fidelity, Vanguard, and Charles Schwab.
Long Box Spread Trade vs Buying Treasury Note or CD
A long box spread can be a good alternative to buying a Treasury note or a CD if you don’t screw up your order. Here’s how to do it at Fidelity.
529 Plan For High School Seniors and Students Already in College
When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them.
IRA Partial Transfer from Broker to Credit Union for CDs
Transferring part of an IRA from a broker to a credit union for a CD is easier than you think. My transfer completed in a little over a week.
Add-On CD As A Hedge For Lower Interest Rates
Taking out an add-on CD with a minimum deposit hedges the possibility that interest rates will go down.
CD vs Bond Fund, Five Years Later
A CD special five years ago beat investing in a bond fund as expected.
Paying Off Mortgage Did Not Lower My Housing Cost
The largest cost of owning a home free-and-clear is the opportunity cost of the money tied down to the home. Full cost of housing includes both cash expenses and the opportunity cost.
What To Do With A Maturing CD
You have several good options for your maturing CD. All have their own merits. You can’t go too wrong.