US Bank Smartly Visa offers 4% reward on every purchase. See what works well, the downsides, and the best practice to set it up.
How to Set Up Auto Pay On Bank of America Credit Card
Setting up auto pay on a Bank of America credit card is tricky to figure out. Here’s a walkthrough of how to do it.
Why I Stopped Chasing Bank and Brokerage Bonuses
Banks and brokerages offer bonuses to open new accounts or transfer assets. These bonuses work as advertised but I’m not chasing them.
Bank of America Travel Rewards Card Pays 2.625% on Everything
Bank of America Travel Rewards credit card pays 2.625% rewards on everything with no caps when you hold $100k worth of investments at Merrill Edge.
While On International Travel, Always Transact In Local Currency
When using a credit card or debit card outside the U.S., always choose to transact in the local currency and reject the U.S. dollar amount.
Credit Card Benefits: Purchase Security vs Purchase Protection
Your credit card may come with Purchase Security or Purchase Protection benefit. They sound similar but one is better than the other.
The Best Visa Card To Use At Costco Is Not The Costco Visa
The best Visa card to use at Costco is not the Costco Visa. It’s the Bank of America Cash Rewards card with the Preferred Rewards program at the 75% bonus tier.
Proactively Protect Your Account Against Fraud
Consumers should play an active role in protecting themselves against fraud.
Card-Linked Offers: AmEx Offers and BankAmeriDeals
Card-linked offers such as AmEx Offers and BankAmeriDeals provide savings opportunities. Here’s the best way to use them.
The Anatomy of a Co-Branded Credit Card
General structure of a co-branded credit card relationship between the program sponsor and the issuing bank.
World MasterCard Price Protection Refunds the Difference If You See a Lower Price
When you get a new credit card, you usually also receive a small brochure describing the various benefits your new card offers. Most of the benefits are common: rental car coverage, protection against loss or damage of a new purchase within the first X days, extended warranty, travel accident insurance, etc. Don’t just throw away […]
Don’t Be Afraid To Switch
My home Internet service deal expired. The rate jumped to $46 a month just for Internet. Like in most places in the country, two companies control the market: the monopoly phone company and the monopoly cable company. I’m not fond of either. Everybody knows you are supposed to call them, pretend to cancel, and get […]