When you receive ACA premium tax credit, the gap in the premium between the benchmark Silver plan and the plan you choose can make a big difference.
See A Doctor Out of Network And Pay Less Than The In-Network Rate
Having a very high deductible on health insurance gives you the freedom to choose any provider and pay less than the rate you’d otherwise pay through insurance.
When Health Insurance Makes Healthcare More Expensive
Health insurance induces more treatments and higher prices. More treatments and higher prices make health insurance more expensive.
ACA Health Insurance: Different Plans For Different Family Members
When you get health insurance from ACA, you can enroll different family members with different healthcare needs into different insurance plans.
When ACA Insurance Does Not Include Your Doctor
If your doctor is only covered by a more expensive health insurance plan, you can save money on insurance and still keep your doctor.
Where To Get Vaccine Shots For International Travel
Health insurance often doesn’t cover vaccines for international travel. I got my vaccine shots at an unusual place.
Shop for Healthcare Cost When You Have High Deductible Insurance
When you have high deductible health insurance, you must shop around for expensive services. The savings are substantial.
Plan It and Update It
Putting your financial plan into a simple table helps you focus on the major blocks and see where you are.
Self-Employed Health Insurance: COBRA, ACA, Health Sharing Ministry
How I decided my health insurance options after I became 100% self-employed.
HSA Contribution Limit For Two Plans Or Mid-Year Changes
HSA contribution limit gets more complicated when a married couple are on different health plans or when they change insurance plans during the year.
Late Enrollment Penalty On Health Insurance
To be effective, late enrollment penalty on health insurance has to increase with the length of time and be permanent.
Why Health Insurance Through The Employer Works More Like A Tax
See the true cost of health insurance on your W-2. It works like a tax. Everyone who gets insurance from the employer pays it.