At last year's open enrollment for ACA health insurance, we switched from a PPO plan to an HMO plan, because the premium for the HMO plan was lower by $470/month. Both plans have a $6,000/person ...
When Health Insurance Makes Healthcare More Expensive
My beloved dentist Dr. M retired after 45 years (see Staying In Your Job After Financial Independence). A new dentist who only graduated dental school 3 years ago took over (bought?) his practice. I ...
2018 2019 2020 Federal Poverty Levels (FPL) For Affordable Care Act (ACA)
People who don't have health insurance from work can buy health coverage under the Affordable Care Act, also known as Obamacare. The premiums are made affordable by a premium subsidy in the form of a ...
ACA Health Insurance: Ask For Premium Assistance Or Not
After I eagerly signed up for the ACA health insurance for next year on the first day of open enrollment, I received a letter from the health insurance exchange saying we were only "conditionally ...
ACA Health Insurance: Different Plans For Different Family Members
California leads the nation with starting the open enrollment for ACA health insurance on October 15, versus November 1 in the rest of the country. As I mentioned in the previous post When ACA ...
When ACA Insurance Does Not Include Your Doctor
Since I left my full-time job in April, my wife and I get our health insurance from the ACA healthcare exchange (called Covered CA in California). We have an HSA-eligible Bronze PPO plan from Blue ...