Reader Charlie brought up an interesting scenario. Both Charlie and his wife are getting health insurance from the ACA exchange right now. After Charlie becomes eligible for Medicare next year, his ...
When ACA Tax Credit Makes Your Premium Nearly Double Or Go To Zero
A double-digit increase in the annual health insurance premium is no longer news. It will be my third year on ACA health insurance in 2020. I just received the renewal documents from my HMO. The full ...
2020 California ACA Health Insurance Premium Subsidy
Ever since the Affordable Care Act came out, some people who buy health insurance on the ACA exchange have to watch carefully for the premium subsidy cliff. The Premium Tax Credit is cut off at 400% ...
2019 2020 Medicare Part B Part D IRMAA Premium Brackets
[Update on Sept. 13, 2019: The latest CPI release confirmed the earlier projections.] Seniors age 65 or older can sign up for Medicare. Medicare calls people who receive it beneficiaries. Medicare ...
See A Doctor Out of Network And Pay Less Than The In-Network Rate
It's open enrollment season again. I'm sharing my experience with choosing an insurance plan that doesn't cover my doctors and ending up saving money on both insurance and out-of-pocket ...
When Health Insurance Makes Healthcare More Expensive
My beloved dentist Dr. M retired after 45 years (see Staying In Your Job After Financial Independence). A new dentist who only graduated dental school 3 years ago took over (bought?) his practice. I ...