Fidelity Freedom Index Funds offer deposit-and-forget convenience with low cost, broad diversification, and automatic rebalancing.
Schwab Target Index Funds: Hidden Gems For Your IRA and 401k
Schwab has two sets of target date funds. Look for the word Index in the name.
Recharacterize IRA Contribution At Vanguard
If you accidentally contributed to the wrong IRA at Vanguard, you can follow these steps to recharacterize the contribution.
IRA Recharacterization Illustrated
A graphical illustration for what happens when you recharacterize an IRA contribution or conversion.
Roth IRA Conversion Does Not Really Convert Your IRA
A graphical illustration of what happens when you do a Roth IRA conversion.
One-Time Transfer From IRA To HSA: Forget About It
The qualified HSA funding distribution is practically useless.
Gift To Adult Children’s Roth IRA
Can you contribute to your adult children’s Roth IRA? Yes, but …
Transfer IRA From Mutual Fund To Credit Union For CDs
It’s not hard to transfer part of your IRA from a mutual fund company to a credit union to buy CDs.
Backdoor Roth: A Complete How-To
A step-by-step tutorial for how to do a backdoor Roth IRA, including links to articles on how to report it on the tax return.
Maintain A Roth IRA Contributions and Withdrawals Spreadsheet
You need a spreadsheet to track your Roth IRA contributions and withdrawals.
The Right And Wrong Types of Questions For Customer Service
Do you know what types of questions you should ask customer service and what types of questions you shouldn’t?
Traditional >= Roth >= Taxable
A taxable account should still be the last resort. Max out all tax-advantaged accounts before investing in a taxable account.