Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness.
2 Ways to Use Fidelity as a Bank Account
Fidelity offers account that can be used as a checking and savings account. Learn how to have free everything and earn a good yield from the first dollar.
Which Financial Decisions Require Extra Attention and Which Don’t
Some financial decisions require extra attention upfront and others don’t. Asking these 3 questions helps you distinguish which is which.
Which Schwab Money Market Fund Is the Best at Your Tax Rates
Charles Schwab offers 8 money market funds. Which one is the best for you depends on your risk preference and your federal and state tax brackets.
Which Fidelity Money Market Fund Is the Best at Your Tax Rates
Fidelity offers 18 money market funds. Which one is the best for you depends on your preference for convenience and your federal and state tax brackets.
Which Vanguard Money Market Fund Is the Best at Your Tax Rates
Vanguard offers six money market funds. Which one is the best for you depends on your preference for convenience and your federal and state tax brackets.
No FDIC Insurance – Why a Brokerage Account Is Safe
Banks and brokers operate differently. Money in a brokerage account isn’t insured by the FDIC but it’s safer than uninsured deposits at a bank.
Guide to Money Market Fund & High Yield Savings Account (2024)
The yield on a money market fund adjusts to the current market. You aren’t at the mercy of a bank’s decision to catch up or stay behind.
How To Buy Treasury Bills & Notes Without Fee at Online Brokers
Treasuries pay a higher yield and are easier to buy than CDs right now. Here’s how to buy them without fee at Fidelity, Vanguard, and Charles Schwab.
Money Market Fund vs High Yield Savings Account
Money market funds are competitive with high yield savings accounts again.