Tax efficient asset placement is directionally correct but the relative sizes of your accounts can put a serious limit on its effectiveness.
Using a 529 Plan From Another State Or Your Home State?
Residents in many states can use a 529 plan from another state without losing any tax benefits.
What Having My Car Die in the Middle of the Road Taught Me About Investing
Beware of overconfidence. It can cause great harm.
Target Date Funds Are Underrated
The one unique advantage of a target date fund can overcome all its flaws.
Schwab Target Index Funds: Hidden Gems For Your IRA and 401k
Schwab has two sets of target date funds. Look for the word Index in the name.
Recharacterize IRA Contribution At Vanguard
If you accidentally contributed to the wrong IRA at Vanguard, you can follow these steps to recharacterize the contribution.
Wealth Conversion Efficiency Adjusted For Inflation
Wealth Conversion Efficiency ratio measures how efficient you are in converting your inflation-adjusted earnings to wealth. Use the spreadsheet to find out how well you did.
How Advice-Only Works
An interview with financial advisor Allan Roth on how he works under the hourly Advice-Only model.
When AUM Fees and Financial Planning Have a Baby
An insider’s account for how assets under management fees are a poor fit for financial planning.
Splitting The Advisor’s Alpha
Explore the relationship between value and price.
Advice-Only: The Best Model For Financial Advice People Need And Want
Beyond fee-only, advice-only is the best model of obtaining financial advice.
My Smartest Financial Decision
My smartest financial decision years ago created foundation for my financial security today. What was yours?