You can set up a beneficiary or a second owner on your I Bonds in TreasuryDirect. It only depends on if you want to let someone transact on your behalf.
How To Grant Transact or View Right on Your I Bonds
If you own savings bonds with a second owner in TreasuryDirect, you have to specifically grant rights for the second owner to see or redeem the bonds.
The Best Broker For a Custodial Roth IRA For Your Kid
If your kids work, seize the opportunity to open a custodial Roth IRA for them. See how to do it at Vanguard, Fidelity, and Charles Schwab.
How to Open a Trust Account at Interactive Brokers (IBKR)
Interactive Brokers (IBKR) offers attractive margin loan rates but it isn’t obvious how to open an account in the name of a trust. Here’s how.
Make Fewer Things Matter: My Epiphany From Cutting A Pineapple
Making fewer things matter helps you focus attention and ward off FOMO and sales pitches. You’ve made it when you can afford all the “mistakes.”
Vanguard Two-Factor Authentication (2FA): YubiKey + Google Voice
Buy a security key and use it for two-factor authenticatioin with Vanguard. Use a Google Voice number as backup instead of SMS to your real mobile number.
529 Plan For High School Seniors and Students Already in College
When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them.
Fidelity Extended ETF Orders in Dollars with Fractional Shares to Website
Fidelity used to accept ETF orders in dollars with fractional shares only in its mobile app. Now the same functionality is also online.
Choose Your Investments and Your Accounts Separately
In light of $0 commissions, you get the best of both worlds when you choose who manages your investments and who manages your accounts separately.
Is It Better to Withdraw Only from Cash and Bonds in a Bear Market?
Having X years of spending in cash and bonds and withdrawing only from cash and bonds in a bear market isn’t any better, and it can be worse.
Fidelity Accepts ETF Orders in Dollars with Fractional Shares
Fidelity supports placing orders for ETFs in dollars in its mobile app now. Online interface and automatic investing should be next.
Colorado Stable Value Plus 529 Plan: 2.09% Return Guaranteed In 2021
If your child is close to college age, consider Colorado’s CollegeInvest Stable Value Plus 529 Plan for the attractive yield and the principal guarantee.