When you open a TreasuryDirect account to buy I Bonds, sometimes you need a signature guarantee. Ask nicely at a bank, a credit union, or a broker.
How to Add a Joint Owner or Change Beneficiary on I Bonds
You set a secondary owner or beneficiary when you buy I Bonds in TreasuryDirect. You can still add a joint owner or change the beneficiary at any time.
Buy I Bonds as a Gift: What Works and What Doesn’t
I Bonds bought as a gift counts toward the recipient’s purchase limit. Buying as gift for your spouse works when the high interest rates are only temporary.
Buy I Bonds for Your Business: Sole Proprietorship, LLC, S-Corp
You can buy another $10,000 in I Bonds per calendar year in the name of your business but they will be subject to judgments against the business.
Buy I Bonds in a Child’s Name: You Can, But Should You?
You can buy I Bonds in your kid’s name but you should first decide whether to add to their 529 plan or keep full control of the money in your own name.
How To Harvest Tax Loss Between an ETF and a Mutual Fund
Using a special order type will make your ETF order behave like a mutual fund order. This minimizes the price fluctuation when you harvest tax losses.
How to Buy I Bonds (Series I Savings Bonds): Soup to Nuts
Series I savings bonds (I Bonds) are the best bonds you can buy at the moment. Follow this guide for a complete walkthrough from start to finish.
How To Deposit Paper I Bonds to TreasuryDirect Online Account
You can deposit the paper I Bonds from the tax refund to your TreasuryDirect online account. Follow these steps. It gets easier after you do it once.
How To Use a Securities-Based Loan to Manage Cash Flow
If you have large accounts with Fidelity, Schwab, TD Ameritrade, E*Trade, or Merrill Edge, you may be able to borrow at a very low interest rate.
Buy More I Bonds in a Revocable Living Trust
You can buy more I Bonds at TreasuryDirect in a trust. The trust can have the same tax ID, email address, and bank account as your personal account.
I Bonds Beneficiary vs Secondary Owner in TreasuryDirect
You can set up a beneficiary or a secondary owner on your I Bonds in TreasuryDirect. It only depends on if you want to let someone transact on your behalf.
How To Grant Transact or View Right on Your I Bonds
A secondary owner can’t see or redeem savings bonds in TreasuryDirect until the primary owner specifically grant rights to the secondary owner. Here’s how.