Investing in actively managed funds can get you to the same place as investing in index funds. Investing to begin with and a sound asset allocation are more important.
Age 55 No-Penalty Withdrawals From 401k Plan
The special rule for no-penalty withdrawals from a 401k plan at 55 actually isn’t that useful.
Backdoor Roth: A Complete How-To
A step-by-step tutorial for how to do a backdoor Roth IRA, including links to articles on how to report it on the tax return.
Traditional >= Roth >= Taxable
A taxable account should still be the last resort. Max out all tax-advantaged accounts before investing in a taxable account.
Mega Backdoor Roth and Access To Your Money Before 59-1/2
You still have good access to your money before age 59-1/2 when you do the after-tax 401k or 403b rolled over to Roth IRA.
Mega Backdoor Roth Without a Big Paycheck
You can still take advantage of non-Roth after-tax 401k or 403b contributions even if it will make your paycheck very small.
Mega Backdoor Roth Without In-Service Distribution
Even if your plan does not allow in-service distributions, chances are you should still make non-Roth after-tax contributions. Just wait until you change jobs and roll them into a Roth IRA.
The Elusive Mega Backdoor Roth
If your 401k/403b plan cooperates, you can put up to additional $35,000 per year into your Roth IRA. Find out if you are lucky or not.
Insights From How America Saves 2014
Interesting tidbits from a Vanguard report covering 3 million 401k participants. See where you stand.
Roth 401(k) for People Who Contribute the Max
[Updated on October 17, 2014 with a new example.] I said in The Case Against Roth 401(k) I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I gave these reasons: Fill in lower tax brackets in retirement Avoid high state income tax Leave the option open […]
How to Roll Over a 401k without Going Out of the Market
See how to avoid going out of the market when you are rolling over a 401k, especially a large amount. Don’t accidentally time the market.
Don’t Fret About A Bad 401k
Consider the 401k plan as a part of the total compensation. The cost of a high-cost 401k plan isn’t really that high when you don’t stay with the same employer for that long.