Making fewer things matter helps you focus attention and ward off FOMO and sales pitches. You’ve made it when you can afford all the “mistakes.”
See Your Social Security Benefits Estimate In an Interactive Chart
Social Security Administration added an interactive chart in the online account but a third-party tool still does a much better job.
Relocate Out of California to Escape High Taxes After Retirement?
High taxes when you’re working doesn’t mean high taxes when you stop. California may very well be a retiree-friendly low-tax state.
Positive Cash Flow: An Open Secret In Early Retirement
Having both current income and an investment portfolio makes you financially more secure. That’s the smart way to do FIRE.
Polepole: Anti-FOMO In Preparing for Retirement
Reject FOMO. Go at your own pace in preparing for retirement.
Easy Early Retirement Portfolio Withdrawals
A portfolio withdrawal setup is not complicated. Many parts are already familiar. The variable percentage withdrawal method automatically adapts.
Financially Comfortable and Pivot
Pivoting when you are financially comfortable offers a safer and more enjoyable path to a second childhood.
Delayed Gratification And Enough
Employment income to net worth ratio explains whether a person decides to retire or keep working.
Age 55 No-Penalty Withdrawals From 401k Plan
The special rule for no-penalty withdrawals from a 401k plan at 55 actually isn’t that useful.
Waste Money Now Or Waste Money Later
There are no wrong choices as long as they are conscious choices.
The Biggest Rock In Financial Success
The biggest rock in person finance is larger than everything else combined. Don’t get distracted and take your eyes off the ball.
Opportunity Cost and The Concept of Enough
“Enough” is too loose to be useful. It can moved up or down depending on the opportunity cost.