Check deposits and ACH pulls increase the chances to get your account restricted.
Latest Blog Posts
2024 2025 Tax Brackets, Standard Deduction, Capital Gains, QCD
The tax brackets, standard deduction, and the capital gains tax cutoff point for single and married filing jointly filing statuses will go up in 2025.
2025 2026 2027 Medicare Part B IRMAA Premium MAGI Brackets
You pay higher Medicare Part B and Part D premiums if your income exceeds certain thresholds. Here are the IRMAA income brackets for 2025, 2026, and 2027.
2024 2025 Cap on Paying Back ACA Health Insurance Subsidy
You must pay back some of the ACA health insurance subsidy when your income is higher than estimated. See when you may benefit from the repayment cap.
How to Keep a Google Voice Number Permanent for 2FA
I use a Google Voice number for 2FA in all my financial accounts. Making the Google Voice number permanent puts it securely under my control.
2025 Social Security Cost of Living Adjustment (COLA)
We project the Cost of Living Adjustment (COLA) for Social Security benefits next year under different scenarios. Retirees are better off with a lower COLA.
How to Set Up Auto Pay On Bank of America Credit Card
Setting up auto pay on a Bank of America credit card is tricky to figure out. Here’s a walkthrough of how to do it.
Ditch Banks — Go With Money Market Funds and Treasuries
Stop using banks and credit unions for cash savings. Use money market funds and Treasuries for better transparency and fairness.
Brokerage Transfer Bonus Made Easy for Total Beginners
You can earn $5,000 by transferring a brokerage account for a bonus. Follow this guide if you’re interested but haven’t done it before.
Why I Stopped Chasing Bank and Brokerage Bonuses
Banks and brokerages offer bonuses to open new accounts or transfer assets. These bonuses work as advertised but I’m not chasing them.